Carlisle Support Services is proud to confirm that through our partnership with Stream, our Carlisle family members have saved an incredible £2,500,000 on the Stream savings app.
With so many adults around the country struggling to save due to external factors, the fact that so many of our family members are finding that freedom to save is incredible and a testament to the work of our HR team, who have promoted and organised this scheme.
When they join Carlisle, family members can opt into automatic saving options through our payroll system, making it easier for an individual to save. Stream provides our family members with the option to use the system as a safety net, offering flexibility as they can access wages before payday, which can help to remove stress from our employees and reduce the chance that they utilise payday loans.
Research from the Money and Pensions Service in their 2026 MoneyView Nation report found that among the 12,647 surveyed UK adults:
- 45% do not save regularly
- 19% don’t have a savings account
- 48% aren’t confident making decisions about financial products and services.
- Around 1 in 4 people (27%) would struggle to pay an unexpected £300 bill from spare money or affordable borrowing. This has increased slightly when compared to the figure for 2021 (25%)
These are concerning statistics for financial resilience across the country and further highlights the importance of Stream’s mission to make saving accessible to all.
With no minimum deposit requirement, staff members can benefit from Stream’s competitive interest rate (currently 3.80%), a rate typically reserved for savings accounts with limited access, few withdrawals or on a fixed-term commitment. By removing these barriers, Stream makes high-interest savings more accessible without compromising on customer experience, flexibility, or ease of access for our staff.
Providing this service to our staff makes a real difference. With the flexibility to access their money whenever they need it, staff can better manage unexpected expenses and financial challenges without unnecessary stress.
Whether it’s covering an unexpected veterinary bill, managing a temporary cash-flow gap before payday, or benefiting from competitive interest rates without restrictive conditions, Stream gives our staff greater control over their finances and helps them build stronger financial futures.




